Companies’ having customers in both the USA and Canada have different needs for processing of electronic transactions. While credit card merchant accounts that handle both Canadian and US consumers are easy to acquire, a system for managing both US ACH transactions and Canadian EFT processing are hard to come by. Until now, there has not been a singular platform that integrates both Canada EFT processing and US ACH processing. That's where ePay Canada is breaking new ground.
ePay Canada provides a single processing gateway for both US ACH transactions and Canadian EFT transactions. Additionally, this gateway platform also provides communications to the major credit card processors. This provides merchants a single source for processing credit card transactions, Canadian EFT transactions and US ACH transactions, and reporting is delivered from the same single-source gateway.
Many methods for managing these transactions are provided by ePay Canada, including a web based virtual terminal, hosted secure web payments solutions, sftp batch transmission capabilities and API integrations. The API integration solution will allow app developers and merchants the ability to integrate all these payment methods into their developments to fulfill the needs of credit card and EFT payments for both US and Canadian consumers.
The payment processing engine provided by ePay Canada supports not only single transactions, but also recurring transactions for both credit cards and EFT payments. Automated re-scheduling of ACH and EFT transactions are also supported. This gives the merchant an automated tool for re-submitted EFT transactions that were returned for non-sufficient funds. For a complete overview of Canadian EFT processing, jump over to ePay Canada and have a look.
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