ACH Processing

ACH Processing: Unauthorized debits-what to do

ACH Processing allows a company to debit customers for payments they have expressly agreed to.

If you are a consumer and on your bank statement you see a debit that you do not recognize here are your options:

• Call the phone number (assuming the # is there) on your statement corresponding to the debit in question. It is possible you did not remember signing up but if you are not satisfied explain to the representative that you did not authorize the debit and want you money back. If you can not get satisfaction or you can't contact anyone etc then:
• Call your bank and tell them you have an unauthorized debit. You will have to go to your branch and fill out an affidavit that allows your bank to initiate a chargeback (R07 or R10-use those terms to help your bank person if needed). Your bank must put the $ back into your account (Federal banking rules)

If you see multiple debits to your bank account that you did not authorize you may need to close that account. Your monies are NOT lost-your bank should be able to help you and they must put the $ back in your account.

If you did have a business relationship with the entity that debited you and you signed a contract allowing for the debits or possibly agreed to a one-time payment by phone you are obligated to honor your commitment and your bank bank may not allow you to charge the debit back.

http://www.ACH-Payments.com provides tools that allow businesses to save time and money collecting payments.

ACH Processing: Tanning Salons

ACH Processing: Tanning Salons

ACH Processing actually began as a solution for large insurance agencies (among others) to collect premiums automatically. No waiting for the check to be mailed for State Farm and the like.

The small or mid sized business was not offered these services by the bank as it entailed some additional labor costs. Technology evolved and now any business can take advantage of an automated payment plan to debit checking, savings and credit card accounts like clockwork.

Tanning Salons count on the repeat tanner to be the backbone of their revenue. Anything that better serves these clients or makes them more likely to remain a customer must be implemented.

An automated system that debits checking, savings and credit card accounts serves both purposes. By not having to remind the client to pay their monthly fee the client doesn't "think" about that money coming out of their pocket. When that payment is automated they just see the debit on their statement and know what it was for. In addition the salon owner knows exactly how much and when the revenue rolls in.

You can obtain easy to use powerful automated ACH and credit card processing systems that make this a breeze. Throw in accepting payments in person, by phone and via the Internet and you have a complete solution. All done at very reasonable costs.

Find out more at www.ACH-Payments.com home of the most outrageous guarantee in the business

ACH Processing: Tanning Salons

ACH Processing actually began as a solution for large insurance agencies (among others) to collect premiums automatically. No waiting for the check to be mailed for State Farm and the like.

The small or mid sized business was not offered these services by the bank as it entailed some additional labor costs. Technology evolved and now any business can take advantage of an automated payment plan to debit checking, savings and credit card accounts like clockwork.

Tanning Salons count on the repeat tanner to be the backbone of their revenue. Anything that better serves these clients or makes them more likely to remain a customer must be implemented.

An automated system that debits checking, savings and credit card accounts serves both purposes. By not having to remind the client to pay their monthly fee the client doesn't "think" about that money coming out of their pocket. When that payment is automated they just see the debit on their statement and know what it was for. In addition the salon owner knows exactly how much and when the revenue rolls in.

You can obtain easy to use powerful automated ACH and credit card processing systems that make this a breeze. Throw in accepting payments in person, by phone and via the Internet and you have a complete solution. All done at very reasonable costs.

Find out more at www.ACH-Payments.com home of the most outrageous guarantee in the business

ACH Processing: Mobile Home Parks

ACH Processing: Mobile Home Parks

ACH Processing actually began as a solution for large insurance agencies (among others) to collect premiums automatically. No waiting for the check to be mailed for State Farm and the like.

The small or mid sized business was not offered these services by the bank as it entailed some additional labor costs. Technology evolved and now any business can take advantage of an automated payment plan to debit checking, savings and credit card account like clockwork.

Mobile Home Parks can spend a lot of time knocking on doors and waiting for cars to pull up so they can run and catch the lot renter. Many  if not all of these tenants have either a checking account or a credit card. If you can induce them to sign up for automated payments your life just got a whole lot easier. Maybe offer a $25 bonus. You will make that over many times.

An automated system that debits checking, savings and credit card accounts in an automated fashion can make the mobile home park manager's life much easier. Throw in accepting payments in person, by phone and via the Internet and you have a complete solution. All done at very reasonable costs.

Find out more at www.ACH-Payments.com home of the most outrageous guarantee in the business